Privacy Policy

The website and the www.nebolaw.com domain (hereinafter “Website”) are owned by Nebo Law Firm, LLC, a Georgia limited liability company (hereinafter “we” “us”). You, as a visitor and/or user of the website, agree to the following Privacy Policy, and your use of the site constitutes your acceptance to be bound by the terms. Your use of the website, and any information that you contribute or provide to us is subject to this Privacy Policy, with an effective state above.

The following Privacy Policy informs you of how we collect and process your personal data, including that which you provide by voluntarily “opting in” to receive a free resource, subscribing to our list or newsletter, purchasing a product or service, or contacting us via our Website, as well as that which we may collect automatically from you based upon your activity on our Website.

We may update these terms from time to time and will provide notice via email of any material changes made to this Privacy Policy. We will not provide notice of any minor updates, and acknowledge it is your responsibility to read any updated version(s), and that you agree to be bound by the most updated versions of this Policy.

Personal Information We Collect

The Website provides several opportunities for you, the user, to voluntarily provide us with your personal information in exchange for a free resource, to be added to or email or subscriber list, or to contact us. If you elect to “opt-in” and provide us with your personal information for any of these purposes, we will collect the information you provide, which may include your name, email address, phone number, and the text of any message you send us. We will also process personal information in the form of comments you make or share on our articles, social media pages, or any other online forum currently available, or made available in the future. You understand that your decision to provide any information to us in this manner is voluntary, and constitutes your clear consent to allow us to collect, process, and retain it.

If you elect to fill out the “contact us” portion of our Website, provide us with any other communication data, or make a purchase, including but not limited to that provided via email, social media messaging or posts, or text messages, we may collect information including your name, email address, phone number, information you share with that social media platform, as well as the text of any message you send electronically. This data will be processed based on our legitimate interest in communicating with you, and to answer any questions or concerns you have. We may also retain your data to keep a record of the communication.

If you become a customer, we will collect additional information in order to carry out and complete the purchase and sale of the goods or services you have requested, including but not limited to your name, email address, billing address, credit card or payment information, social security number, and any other information necessary in order to complete the purchase of the product or service you elect to buy. We will collect and process this data in order to fulfill our contractual obligation to complete your order and will not retain the information any longer than necessary. We use third party data processors to take and complete payment, and we will not retain nor have access to your payment information.

If you are on our email list due to your consent to be added, or our legitimate interest in engaging in direct marketing, we may also use your data to send you targeted social media advertisements or upload your information into our social media accounts to create look-a-like audiences. To ensure compliance with the CAN-SPAM act, all emails from us will clearly state the sender of the email, as well as provide instructions on how to unsubscribe from our list, or contact us with any questions or concerns.

We may also collect information though Automatic Data Collection Technology. We may use or send standard “cookies” to identify your browser from time to time. We do not include any personally identifiable information in cookies, and will not employ any other mechanisms (other than those discussed above) to capture data on our website. We may use both session cookies (which expire once you close your browser) and persistent cookies (which stay on your computer until you delete them). You can accept or decline cookies using your web browser settings. If you choose to disable cookies, some areas of the Website may not work properly or at all. The Website does not respond to Do Not Track signals sent by your browser. For information about cookies, please review our Cookie Policy.

We may also collect data about how you use the Website, your browsing actions or patterns, computer equipment, IP address, internet connection, and other similar choices you make, including via Google Analytics and Facebook Pixels, in order to obtain statistical data, improve our website and offerings, and ensure you receive information relevant to you. If we utilize this technology, we will use them in compliance with all policies of these third-party companies. We may receive personal data from third parties including Google, social media platforms, search engines, Paypal, Square, Bill.com and other third-party payment processing companies.

Lawful Grounds for Processing: In order to ensure compliance with the European Union’s General Data Protection Regulation (“GDPR”) we confirm we have lawful grounds for processing the information we collect from you. If you provide your personal information via our “contact us” page or send us any other form of electronic communication, we will process your data based upon our legitimate interest to respond to user or customer inquiries. If you elect to receive communication from us by “opting in” and provide us with your name and email address in exchange for a free resource or training, we will process your data for the purpose it was collected based on your affirmative consent to do so, and may periodically send you additional email marketing based upon our legitimate interest in marketing to those that have shown an interest in our products or services. We may also give you the option to be added to our email list, in order to receive our newsletter, information about our products and services, and other information we believe may be of interest to you based upon your decision to opt-in to one or more of our free resources, and will obtain your consent to do so. You may withdraw consent at any time by contacting us and requesting your information be edited, updated, or deleted. We do not collect any sensitive data, nor any information regarding criminal offenses or convictions.

How and Why It’s Collected

We collect your personal information when you voluntarily, directly provide it to us to receive a free or paid resource, product, or service, or when you fill out a form or send an email to contact us, and we do so in order to provide you with the resource you have indicated you’d like to receive. We may also track your future interactions with our content, and use your personal information to keep you informed about the products and services you have elected to receive, as well as any linked or similar products or services we think you may be interested in. The information will be collected by us following your choice to manually enter it in, and click to be added to our list. No such information will be collected without your taking action to be added to our list, or in exchange for a free resource.

We may also receive data from third parties like Google Analytics, Facebook, Instagram, and other advertising platforms, providers of technical or payment services as needed, and other similar third parties. We do our best to only utilize third parties who have been deemed GDPR-compliant, and whom we have either completed a data processing agreement with, or have reviewed and confirmed their policies regarding data processing to ensure compliance.

How We Use Your Information You Provide

You have the right to know and understand how your information is used. We will use the personally identifiable information you voluntarily give us in order to carry out the service or product you requested, including free resources, trainings, newsletters, periodic promotional emails, and to notify you about any changes to our policies or services.  We may also use your personal information to form “look-a-like” audiences in our digital marketing campaigns, which includes uploading your information into our social media advertising campaign.

If you purchase something from us, we will use your billing address and credit card information to complete your desired purchase or purchases only, and will not store or share any such information. By providing this information to us, you understand and agree that we may use and store such information to send emails, bill credit cards in exchange for programs or products purchased, or utilize comments for marketing purposes.

If you make a purchase from us, we may also use your personal information to send necessary updates to our products or services you have purchased, or to keep you informed of any necessary information relating to our products or services.

Non-Personally Identifiable Information: Additional non-identifying information that is collected may be used to provide an overview of how people are accessing and using the Website; it is not used for any additional purposes, and the Website does not use any such data to make automated decisions. We may also record some or all information to help create a better user experience. We may use information such as your IP address to help diagnose technical problems with servers or our website, and to determine which portions of our website receive the most traffic, to understand which content is the most useful to our visitors. Your IP address will not personally identify you, and may be used in such limited purposes as outlined above, in order to improve user experience.

How Information is Stored and Shared

You have the right to know what information is stored (and not stored) and how it is processed. Your information is stored through a data management system, and it is important to us to take appropriate measures to ensure your information is kept confidential. You understand that there are limited purposes where we will share your confidential information, including with those who are providing technical support for our website, or those who are members of our team, including legal and accounting. Any parties who will have access to your information will keep such information confidential and will never share with any unrelated parties to the best of our abilities.

Please be aware we may disclose information provided if we are required to do so by law, or if there is an honest, good faith belief that such disclosure is necessary to protect the rights of the Website, that any portion of our policies are being violated, to prevent or mitigate a belief that a crime is being or may be committed, or to protect the safety or rights of our other uses.

This information may also be shared as a result of the sale of Nebo Law, or any part of the company, as well as with any joint venture partners or affiliate marketers, should we deem it necessary to share such information. In addition, your information may be shared with any third-party businesses owned by the parties which own Nebo Law for which we have a good faith belief you would have interest in knowing about or obtaining goods or services. We will always take all reasonable measures to protect and safeguard your information.

We require all such third parties to treat your personal information in accordance with the law, and only allow them to process or use your personal information for the specific purposes for which such transfer is authorized.

This Website, and the servers and parties which made this Website available on a global scale, are located within and operate within the United States. The internet laws of the United States and Georgia govern any and all matters relating to this Website, including content, as well as the principles of the General Data Protection Regulation (GDPR) as they apply to residents of the European Union.

Any information you choose to provide through this Website, including subscribing to a newsletter, opting-in to receive free, or purchasing something will be transferred to the United States for processing. That information may then be transferred within the United States or back out of the United States to other countries outside of your country of residence, depending on the type of information, and how it is stored by us. If transferred to another country, it may not have data protection laws that are as comprehensive or protective as those in your country of residence; however, our collection, storage, and use of your Personal Information will at all times be governed by this Privacy Policy. By visiting our Website, you acknowledge this information, and by submitting any personal information onto our Website, you hereby authorize this transfer and processing of information.

By collecting and using your personal data, we are acting as a data controller, meaning we determine what information is collected, how long it is stored, and what the Personal Information will be used for. We utilize a third-party company to act as a data processor, which stores information such as names and email addresses that make up our email list. To the best of our ability, we have researched and concluded that all third-party data processors we use have advised us they are compliant with the General Data Protection Regulations as well.

Information Protection & Security

We use commercially reasonable methods to safeguard your personal data, including that which you provide to use, and that which we collect automatically, by using reasonable online security measures, and sharing your data with reputable third-party vendors that are compliant with generally accepted security and safety measures. We utilize a Secure Sockets Layer (SSL) on our Website in order to assist in the secure transfer of information; however, it can never be guaranteed. Should we become aware that a data breach has occurred, we will timely notify the necessary parties with as much information as we have available.

While we do our best to protect the information we collect and prevent any misuse, unauthorized access, or disclosure, you understand that we cannot be responsible should an unauthorized third party obtain access to our information without our consent. Should our website be tampered with, you understand that your Personal Information may be accessed by these unauthorized parties. You agree that we are not responsible for any such actions, and acknowledge you will hold us harmless should your information become intercepted in this way without our knowledge, permission, or consent, which includes a release of any and all claims related to use of such information by such an unauthorized party.

We have determined it is not required to appoint a Data Protection Officer, as our core activities do not consist of processing operations that require regular and systematic monitoring of data subjects nor do we process sensitive categories of data on a large scale.

Data Retention

We will retain the minimum amount of Personal Information required of yours, including name, email address, and behavior tracking, as long as you elect to remain on our mailing list, and any additional Personal Information as long as it is needed in order to fulfil the purpose for which it was initially collected, such as completing a purchase. We will also retain and use collected information as necessary in order to comply with any legal obligations, resolve any disputes, or as otherwise reasonably determined. If at any point you elect to be removed from our database,  your information will be deleted, and no longer retained.

Your Rights to Control Your Information

You have the right to update, edit, or delete your information from our database. You may “unsubscribe” from our list at any time, by clicking the “unsubscribe” button at the bottom of any email we send you from our list. Should you wish to request access to information that we have about you, correct or edit any information, or unsubscribe from our email list, and/or remove or delete your information from our database, you also have the option to do so at any time, free of charge, by reaching out to us at:

Nebo Law Firm, LLC

384 Northyards Boulevard

Building 100, Suite 190

Atlanta, Georgia 30313

 (404) 635-6326

(800) 452-6326

contact@nebolaw.com

Right of Access, Right to Rectification Right to Restriction of Processing, Right to Data Portability: You have the right to request information about how your data is being used, request a copy of the data we have, correct or edit data you initially provided us, restrict how we process your data in certain circumstances, and receive your personal data in order to use it elsewhere. Please contact us at the above email address for more information.

Right to be Forgotten: You have the right to withdraw your consent to give us your Personal Information by clicking the “unsubscribe” link at the bottom of any email we send to you. Once unsubscribed, we will remove you from our list, and you should not receive any further emails from us, absent a technical glitch.

Third Party Links – Not Included Under This Policy

We may provide links to other websites on our Website, from time to time. Unless otherwise stated, this Privacy Policy only covers information that we collect from you on our website, which is expressly controlled by us. You understand that should you click on a link and be taken to another website, this Privacy Policy does not attach, and we have no control, responsibility, or liability for content, activities, or policies of any other company, website, or individual. You acknowledge and agree that we are not responsible for the privacy policies or practices of third parties, and that you understand you will need to review the privacy policy of each individual website to confirm their specific policies.

Children

You must be 18 years old or older to gain access to our Website and must have the requisite mental capacity to agree to this Privacy Policy.  This Website is not intended for those under 18, and we do not knowingly collect or request any information from or market to children under the age of 18.

If we learn we have collected or received personal information from a minor under 18, we will delete this information, and/or attempt to obtain parental consent. If you have any reason to believe we may have unknowingly collected data from a minor, please let us know by sending us an email at the information above.

Please read and review this Privacy Policy carefully. If you have any questions regarding this policy, your rights herein, or would like to review, update, or remove your information from our database, please contact us.

FOR CALIFORNIA CONSUMERS

If you are a California Consumer, please refer to our Privacy Notice for California Consumers below.

Effective Date: April 1, 2021

 Nebo Law, LLC ( “Nebo Law”, “we,” “us,” or “our”) provides this Privacy Notice for California Consumers (the “California Privacy Notice”) to supplement the information contained in the Nebo Law Firm, LLC Privacy Policy. This California Privacy Notice sets forth our privacy practices as required by the California Consumer Privacy Act of 2018 (“CCPA”).

 Subject to the foregoing, the California Privacy Notice applies only to individuals residing in the State of California who are considered “Consumers” under the CCPA and from whom we collect “Personal Information” as described in the CCPA (“Consumers”).

Information We Collect

 We may collect Personal Information from you in a variety of different situations, including, but not limited to on our website, your mobile device, through email, through the mail, and/or over the telephone. More specifically, Nebo Law may collect the following categories of Personal Information from its Consumers, which will depend on the particular Business Purpose (described in How We Use Personal Information below) for which we collect it:

Category

Examples of Personal Information We May Collect

A. Identifiers.

A real name, postal address, Internet Protocol address, email address unique personal identifier, and online identifier.

B. Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)).

A name, address, telephone number, credit card number, debit card number, or any other financial information.

C. Protected classification characteristics under California or federal law.

None

D. Commercial information.

Records of products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.

E. Biometric information.

None

F. Internet or other similar network activity.

Information on a visitor’s interaction with a website, application, or advertisement.

G. Geolocation data.

Information on a visitor’s location as determined by analytics services.

H. Sensory data.

None

I. Professional or employment-related information.

None

J. Education information, as defined by the Family Educational Rights and Privacy Act

None

K. Inferences drawn from other personal information.

None

 Personal information does not include deidentified or aggregated consumer information.

 Nebo Law obtains the categories of Personal Information listed above from the following categories of sources:

·       Directly from you. For example, from forms you complete or information you provide to us when you interact with us.

·       Indirectly from you. For example, from observing your actions on our website or from information your computer or mobile device transmits when interacting with our website or mobile applications, among other things.

·       Third parties. For example, we may receive information about you from our affiliates or other third parties we work with to provide you our products and services.

How We Use Personal Information

 We may use or disclose the Personal Information we collect from you or about you to do one or more of the following:

 ·       To fulfill or meet the purpose for which you provided the information. For example, if you share your name and contact information to ask us a question, schedule a consultation, purchase products or services, or inquire about our products or services, we will use that Personal Information to respond to your inquiry.

·       To contact you and to inform you about products or services you may be interested in.

·       To provide, support, personalize, and develop our website, products, and services.

·       To create, maintain, customize, and secure your account with us.

·       To process your requests and prevent transactional fraud.

·       To provide you with support and to respond to your inquiries, including to investigate and address your concerns and monitor and improve our responses.

·       If you provide your information in the context of an employment application or your employment, we will use your information to serve those purposes.

·       To personalize your Website experience and to deliver content and product and service offerings relevant to your interests.

·       To help maintain the safety, security, and integrity of our Website, products and services, databases and other technology assets, and business.

·       For research, analysis, and business development, including to develop and improve our Website, products, and services.

·       To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations.

·       As described to you when collecting your personal information or as otherwise set forth in the CCPA or subsequently agreed to by you.

·       To evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Nebo Law assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by Nebo Law about our Consumers is among the assets transferred.

How We Share Personal Information

 We may disclose your Personal Information to a third party for a business purpose, including to our service providers.

 We share your personal information with the following categories of third parties:

·       Service providers.

·       Third parties with whom you direct us to share your personal information

Disclosures of Personal Information for a Business Purpose

 In the preceding twelve (12) months, We have disclosed the following categories of personal information for a business purpose:

Category A: Identifiers.

Category B: California Customer Records personal information categories.

Category F: Internet or other similar network activity.

We disclose your Personal Information for a business purpose to the following categories of third parties:

·       Service providers.

·       Sales of Personal Information

In the preceding twelve (12) months, we have not sold Personal Information.

Your Consumer Rights and Choices

 The CCPA provides Consumers with specific rights regarding their Personal Information. This section describes your CCPA rights and explains how to exercise those rights.

 Access to Specific Information and Data Portability Rights

 You have the right to request that We disclose certain information to you about our collection and use of your Personal Information over the past 12 months. Once we receive and confirm your verifiable consumer request (see Exercising Access, Data Portability, and Deletion Rights), we will disclose to you:

·       The categories of Personal Information we collected about you.

·       The categories of sources for the Personal Information we collected about you.

·       Our business or commercial purpose for collecting that Personal Information.

·       The categories of third parties with whom we share that Personal Information.

·       The specific pieces of Personal Information we collected about you.

·       If we disclosed your Personal Information for a business purpose, a list disclosing the disclosures for a business purpose, identifying the Personal Information categories that each category of recipient obtained.

Deletion Request Rights

 You have the right to request that we delete any of your Personal Information that we collected from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request (see Exercising Access, Data Portability, and Deletion Rights), we will delete (and direct our service providers to delete) your Personal Information from our records, unless an exception applies.

 In accordance with the CCPA, we may deny your deletion request under certain circumstances, and will inform you of the basis for the denial, which may include, but is not limited to, if retaining the information is necessary for us or our service provider(s) to:

·       Complete the transaction or service for which we collected the Personal Information, provide a good or service that you requested, take actions reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform our contract with you.

·       Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities.

·       Enable solely internal uses that are reasonably aligned with consumer expectations based on your relationship with us.

·       Comply with a legal obligation.

·       Make other internal and lawful uses of that information that are compatible with the context in which you provided it.

Exercising Access, Data Portability, and Deletion Rights

To exercise the access, data portability, and deletion rights described above, please submit a verifiable consumer request to us by contacting us at:

Nebo Law Firm, LLC

384 Northyards Boulevard

Building 100, Suite 190

Atlanta, Georgia 30313

 (404) 635-6326

(800) 452-6326

contact@nebolaw.com

Only you, or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your Personal Information.

 You may only make a verifiable consumer request for access or data portability twice within a 12-month period. The verifiable consumer request must:

·       Provide sufficient information that allows us to reasonably verify you are the person about whom we collected Personal Information or an authorized representative.

·       Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.

We cannot respond to your request or provide you with Personal Information if we cannot fully verify your identity or authority to make the request and confirm the Personal Information relates to you.

 Making a verifiable consumer request does not require you to create an account with us.

 We will only use Personal Information provided in a verifiable consumer request to verify the requestor’s identity or authority to make the request.

 Response Timing and Format

 We endeavor to respond to a verifiable consumer request within forty-five (45) days of its receipt. If we require more time (up to an additional forty-five [45] days), we will inform you of the reason and extension period in writing.

 We will deliver our written response by mail or electronically, at your option.

 Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request’s receipt. The response we provide will also explain the reasons we cannot comply with a request, if applicable.

 If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.

 Other California Privacy Rights

 California’s “Shine the Light” law (Civil Code Section § 1798.83) permits users of our Website that are California residents to request certain information regarding our disclosure of Personal Information to third parties for their direct marketing purposes.

 Sharing Personal Information

 Your personal information may be shared as a result of the sale of Nebo Law, or any part of the company, as well as with any joint venture partners or affiliate marketers, should we deem it necessary to share such information. In addition, your information may be shared with any third-party businesses owned by the parties which own Nebo Law for which we have a good faith belief you would have interest in knowing about or obtaining goods or services. We will always take all reasonable measures to protect and safeguard your information.

We require all such third parties to treat your personal information in accordance with the law, and only allow them to process or use your personal information for the specific purposes for which such transfer is authorized.

 Changes to Our CCPA Privacy Notice

 We reserve the right to amend this privacy notice at our discretion and at any time. When we make changes to this privacy notice, we will post the updated notice on the Website and update the notice’s Effective Date above. Your continued use of our Site or interaction with us through other methods following the posting of changes and/or our directing you to the updated CCPA Privacy Notice constitutes your acceptance of such changes.

 Contact Information

 If you have any questions or comments about this notice, the ways in which Nebo Law collects and uses your information described above, your choices and rights regarding such use, or wish to exercise your rights under California law, please do not hesitate to contact us at:

Nebo Law Firm, LLC

384 Northyards Boulevard

Building 100, Suite 190

Atlanta, Georgia 30313

 (404) 635-6326

(800) 452-6326

contact@nebolaw.com

 Terms & Conditions

Last Update: April 1, 2021

The website nebolaw.com (the “Website”) is owned and operated by Nebo Law Firm, LLC, a Georgia limited liability company (the “Nebo Law”, “we”, “us”, or “our”). Please read all Terms & Conditions (the “Terms”) before using the Website. By visiting and using this Website, you (hereinafter “visitor”, “you”, or “your”) are consenting that you have read these Terms & Conditions, and agree to be bound by them.

Use of this Website constitutes your acceptance of the terms below, which includes our Privacy Policy.

Website Use

To access or use the Website, you must be 18 years of age. Use of the Website by anyone under 18 is not authorized and you should exit now.

These Terms may be subject to changes or updates, and the Website may not provide notice of such changes or updates. We reserve our right to make changes or updates at any time, and you should routinely check these Terms for updates. By continuing to use the Website and the content we produce, you agree to be bound by the most updated version of the Terms, whether or not you have read it. If you are not in agreement with the Terms as is, please do not use our Website or any of the content that appears thereon.

Purpose

The purpose of this Website is solely to provide educational information; any content on this Website or provided as a result of your decision to opt-in to our email list has been created solely for the purpose of education and for informational purposes only. Nothing on this Website or distributed via any email newsletter is intended to take the place of a consultation with a legal professional regarding the details of your specific business or legal issue. You understand and agree that your use of our Website and/or purchase of our online products does not create an attorney-client relationship, and nothing herein constitutes legal advice. 

Legal Terms

While we are a law firm, the information contained herein on this Website and via our products is not intended as a substitute for legal, business, or financial advice that should be provided by your own attorney regarding your own personal business and financial situation. You should always seek legal and/or financial counsel to discuss any specific circumstances related to your business or personal life. You agree that the information on our Website, provided  and/or sent via our email newsletters, or specifically requested by you via this Website and sent via email is not legal advice.

Limitation of Liability

You understand and agree that your participation in using our Website and/or adding yourself to our email list is wholly voluntary, and you are solely and personally responsible for your actions, choices, and any results therefrom. You understand there are sometimes unknown risks and circumstances that may arise during or following use of our Website or products, that cannot be foreseen or anticipated, but may influence or affect your business or you as an individual. You understand and agree that any suggestion or recommendation of a product, service, coach, or otherwise through our Website is purely information – any decision to act upon these suggestions is to be taken by you, at your own risk, without any liability to Nebo Law or our employees. You agree to accept all risks herein.

Your use of this Website constitutes an agreement and acceptance that you will absolve Nebo Law, as well as any owner, agent, consultant, affiliate, guest writer, joint venture partner, employee, staff, team member, or anyone affiliated with Nebo Law in any way of any liability for any loss, damage, injury, or litigation that you or any other person may incur from direct or indirect use of the information, content, or products found on our Website or via materials requested through email.

You understand and agree that you will not hold Nebo Law liable for any type of direct or indirect damages arising out of your use of our Website, any information contained herein, or any products or services purchased therefrom, including but not limited to general, specific, incidental, consequential, punitive, or special damages. You also agree that we are not liable or responsible in any way for any loss incurred by you or your business, including revenues, clients, business, goodwill, income, anticipated income, predicted income, sales numbers, loss of a sale, data, nor any computer failure, computer virus obtained by use of our Website, technical glitch or failure, defect or delay, or any other similar issue. You agree that your decision to use our Website is wholly at your own risk and voluntarily chosen by you, and any ramifications resulting therefrom are yours alone.

Voluntary Participation

By choosing to visit this Website and read the information provided, you understand and agree that you are voluntarily choosing to read, implement and/or participate in the use of Website and any information contained herein, and are solely responsible for any outcomes or results (positive or negative.) We cannot be responsible for any action you may choose to take regarding the information provided, and you acknowledge and agree that we are not responsible nor liable to you should you sustain any injuries or negative ramifications. As such, you agree that you are fully responsible for any decisions you make to implement or follow anything you find on Website.

Use of Free Materials or Content

From time to time, you may be offered a free download or printable, as a gift or opt-in offer, in exchange for your name and email address. Should you choose to download or print this material, you understand this material is licensed to you for your personal, non-commercial use only, and is not to be sold, publicly displayed, or distributed for sale or use by third parties. Modification to these free materials are made at your own risk.

For legal professionals only: I welcome your use of the free materials made available on Nebo Law. Free materials are licensed to you for use in your practice and you agree not sell any free materials you download or print from the Website. Any modifications made are at your own risk.

Online Purchases

You understand that should you elect to make a payment through our Website, information obtained during your purchase, including name, address, credit card information, method of payment, billing information, and other personally identifiable information may be collected by us, as well as our payment processing company.

You also understand and agree that any information provided by you is true and accurate, to be relied upon by us and our team in processing payment and delivering our products to you. Should your payment fail to process, we reserve the right to withhold the purchased product from you unless and until payment is properly rendered.

You also acknowledge and agree that we have no responsibility or liability for policies of third-party payment processing companies we select and use to facilitate purchases through our Website. When you make a purchase on our Website, you may also be subject to the terms and conditions, policies, and/or guidelines of the payment processing company. For more information, we encourage you to visit the website of the payment processing company, and read their policies and terms and conditions.

Templates, Product Licenses, and Courses

By purchasing a template, any product, or any course (the “Purchased Content”) from Nebo Law, you are granted a revocable, worldwide, non-exclusive license to the Purchased Content. If you violate this license by giving, selling, or reproducing any of the Purchased Content, or if you imply that any third-party who gains access to our Purchased Content has the right to use it for their own personal or commercial purposes, we reserve the right to seek any and all remedies that are available for such unauthorized use.

Acquiring any of our Purchased Content does not give you the right to use them for any purpose other than that which is intended. Our templates and product licenses are for your personal use and may not be shared.

When you create an account with us, you guarantee that you are above the age of 18, and that the information you provide is accurate, complete, and current at all times. You are responsible for maintaining the confidentiality of your account and password, including but not limited to the restriction of access to your computer and/or account. You agree to accept responsibility for any and all activities or actions that occur under your account and/or password. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account. We reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders in our sole discretion.

Purchased Content may be download onto your own device and you may use such Personal Content for your own personal, non-commercial use. Courses may be viewed on multiple devices; however, courses are for personal, non-commercial use and sharing login credentials with others is strictly prohibited. Other than as expressly set forth herein, or in any supplement specifically provided at the time of acquiring any Purchased Content, you have no other rights in or to the Purchased Content, and you will not use the Purchased Content except as permitted under this Agreement. No other use is permitted without the prior written consent of Nebo Law. Nebo Law,  or the individual from which Nebo Law licenses the materials, retain all right, title, and interest, including all intellectual property rights, in and to the Purchased Content. You must retain all copyright and other proprietary notices contained in the original Purchases Content. You may not sell, transfer, assign, license, sublicense, or modify the Purchased Content or reproduce, display, publicly perform, make a derivative version of, distribute, or otherwise use the Purchased Content in any way for any public or commercial purpose, except as specifically authorized by the license granted to you for the specific type of Purchased Content. The use or posting of the Purchased Content on any other website, social media page, or in a networked computer environment for any purpose is expressly prohibited.

Indemnification

You agree at all times to defend, fully indemnify and hold harmless Nebo Law and any officers, employees, owners, affiliates, agents, team members or other parties associated with Nebo Law, from any causes of action, damages, losses, costs, expenses incurred as a result of your use of our Website or any products or services contained therein, as well as any third party claims of any kind (including attorney’s fees) arising from your actions in relation to our Website or any breach by you of any such conditions outlined herein. Should we be required to defend ourselves in any action where we decide your participation or assistance would benefit our defense, you agree to participate and provide any evidence, documents, testimony, or other information deemed useful by us, free of charge.

We will attempt to monitor comments and posts made by third parties and users as often as possible. Should you, as a user of our Website, see anything objectionable or offensive posted by a third party, you agree to (1) notify us of the material, and (2) agree not to take any action against us based upon the content posted by a third party. You understand we cannot be responsible for material posted by a user, and you agree to release us of any and all claims arising therefrom.

Should you choose to utilize information offered on our Website, whether free or for purchase, you understand that we are not liable to any party for any damages – whether direct, indirect, consequential, foreseeable, incidental or otherwise – stemming or perceived to stem from use of or reliance upon any information contained or found on our Website, or from products or services purchased therefrom. You also understand and agree that we are not liable for any damages incurred as a result of your reliance or use of information on our Website written by a third party, whether endorsed or not by us, and you agree to release us from any and all claims stemming from, or perceived to stem from, reliance on information contained on our Website.

Accuracy

Although we have spent considerable time and effort in creating the products and courses offered on our Website, as well as the content provided herein, you understand and acknowledge that we are not responsible nor liable for any errors, omissions, or liability as a result of any loss or damages incurred as a direct or indirect result of your use of Website or our products or courses. You also understand there may be inadvertent typographical errors or inaccuracies. By your use of this Website, you acknowledge and understand this information, and agree you have chosen and will choose to utilize our Website and/or our products voluntarily. You agree that we are not responsible for the accuracy of our Website, or for any errors or omissions that may occur on the site or in our products.

Similarly, you understand your obligation to provide only authentic, accurate information to us, including your name, email address, and payment information, should you choose to purchase a product or a course on the Website. You understand and agree that should any information provided prove inaccurate, and any issues or damages arise from your giving us false or inaccurate information, you may be liable for any subsequent damages that occur as a result.

Testimonials

Our Website may feature testimonials from clients to provide readers with additional comments from others’ experiences with our Website, products, courses, and services. While all information, photos, and quotes used are from actual clients, sharing their real, honest opinions of our Website, products, courses, and services, these testimonials are not to be considered as a guarantee that you will experience the same results, or a guarantee that all clients will have the same experience. You understand and agree that by reading a featured testimonial on our Website, you do not expect the same results, and understand this information is not a guarantee.

Affiliates and Endorsements

From time to time, we may choose to partner with, promote, become an affiliate of, or otherwise engage in a joint venture with another individual or company whom we feel aligns with our products or services. You understand that should an affiliate or joint venture program be featured on our Website, we may receive financial compensation or other payment as a result. We will only feature or promote businesses, services, or products that we believe will help our audience. However, you understand and agree that you must use your own judgment with respect to determining whether any promotion of another product or service is right for you and your business. Our decision to promote, suggest, or reference another service indicates nothing more than an acknowledgement that we respect or appreciate the business, person, or service. Your decision to use or purchase from such a promotion is yours alone, and you understand we have no involvement in your decision, nor shall we have any liability should you purchase from a promoted product and become unsatisfied. You agree and understand we have no liability and you will hold us harmless should this occur.

Similarly, references to other information, events, services, products, opinions, or companies on our Website, social media accounts, or emails is meant as a way to share information, not as an endorsement or suggestion to purchase or use the product or service which is being mentioned. We are not responsible for any information, content, emails, products, programs, or services of any other person, business, or entity that may be referenced on our Website.

Warranties

You understand and agree that we make no warranties, express or implied, and hereby renounce any such warranties, guarantees, or representations with respect to any portion of our Website, the content herein, content distributed through email lists, social media, via webinars, or that which is made available free or through purchase via our Website. By using the Website, you agree and understand that use of content and information found herein is to be used at your own risk, with no guarantees, representations, or warranties regarding fitness for a particular purpose, accuracy, or otherwise.

Termination

You agree and understand that we have the right to refuse or immediately terminate your access to our Website at any time, for any reason or no reason, with or without notice. Should this occur, we do not owe you an explanation, nor is this decision subject to any appeals or legal action. If you made any purchases and we determine you are entitled to receive or allowed continued use of the purchased information, we will make this information available to you in a way we see fit, which you agree will be satisfactory to you.

Limitation of Liability

TO THE EXTENT ALLOWABLE BY LAW, NEBO LAW AND ITS OFFICERS, EMPLOYEES, AGENTS, AFFILIATES, LICENSEES AND WEB HOSTING SERVICES WILL NOT BE LIABLE FOR ANY DIRECT, CONSEQUENTIAL, INCIDENTAL, INDIRECT, EXEMPLARY, PUNITIVE OR SPECIAL DAMAGES OF ANY KIND, HOWEVER CAUSED, INCLUDING LOSS OF PROFITS, REVENUE, DATA OR USE, INCURRED BY YOU, WHETHER UNDER THEORY OF CONTRACT, TORT (INCLUDING NEGLIGENCE), WARRANTY OR OTHERWISE, EVEN IF THE OTHER PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

 YOU AGREE THAT REGARDLESS OF ANY STATUTE OR LAW TO THE CONTRARY, ANY CLAIM OR CAUSE OF ACTION ARISING OUT OF OR RELATED TO USE OF THIS SITE OR THE TERMS MUST BE FILED WITHIN ONE (1) YEAR AFTER SUCH CLAIM OR CAUSE OF ACTION AROSE OR BE FOREVER BARRED.

 OUR MAXIMUM LIABILITY TO YOU ARISING OUT OF OR IN ANY WAY CONNECTED TO THESE TERMS SHALL NOT EXCEED U.S. $10.00. THE EXISTENCE OF ONE OR MORE CLAIMS BY YOU WILL NOT INCREASE OUR LIABILITY. IN NO EVENT SHALL OUR SUPPLIERS OR LICENSORS HAVE ANY LIABILITY ARISING OUT OF OR IN ANY WAY CONNECTED TO OUR PRODUCTS, INFORMATION OR SERVICES.

 Certain states do not allow limitations of liability for incidental, consequential or certain other types of damages; as such, the limitations and exclusions set forth in this Section may not apply to you.

Dispute Resolution, Arbitration, Consent To Jurisdiction In Georgia And Attorney's Fees

 This Section applies to any Dispute except for Disputes relating to the enforcement or validity of our intellectual property rights. The term "Dispute" means any dispute, action, or other controversy between you and us concerning these Terms (including any policies or supplements incorporated) or any product, service, or information we make available to you, whether in contract, warranty, tort, statute, regulation, ordinance, or any other legal or equitable basis. "Dispute" will be given the broadest possible meaning allowable under law. In the event of a Dispute, you or we must give the other a Notice of Dispute, which is a written statement that sets forth the name, address, and contact information of the party giving it, the facts giving rise to the Dispute, and the relief requested. You must send any Notice of Dispute by U.S. Mail to 384 Northyards Boulevard, Building 100, Suite 190 Atlanta, Georgia 30313. We will send any Notice of Dispute to you by U.S. Mail to your address if we have it, or otherwise to your email address. You and we will attempt to resolve any Dispute through informal negotiation within sixty (60) days from the date the Notice of Dispute is sent. After sixty (60) days, either you or we may commence arbitration.

 If you and we do not resolve any Dispute by informal negotiation, any other effort to resolve the Dispute will be conducted exclusively by binding arbitration as described in this Section. Instead, all Disputes will be resolved before a neutral arbitrator, whose decision will be final except for a limited right of appeal under the Federal Arbitration Act. Any court with jurisdiction over the parties may enforce the arbitrator‘s award.

 Any proceedings to resolve or litigate any Dispute in any forum will be conducted solely on an individual basis. Neither you nor we will seek to have any Dispute heard as a class action or in any other proceeding in which either party acts or proposes to act in a representative capacity. No arbitration or proceeding will be combined with another without the prior written consent of all parties to all affected arbitrations or proceedings. If this waiver is found to be illegal or unenforceable as to all or some parts of a Dispute, then it won't apply to those parts. Instead, those parts will be severed and proceed in a court of law, with the remaining parts proceeding in arbitration.

 Any arbitration will be conducted by the American Arbitration Association (the "AAA") under its Commercial Arbitration Rules. You and we each agree to commence arbitration only in Atlanta, Georgia, USA. You may request a telephonic or in-person hearing by following the AAA rules. These Terms govern to the extent they conflict with the AAA‘s Commercial Arbitration Rules. The arbitrator may award compensatory damages up to a maximum of $10.00 or the amount you have paid us for any products or services purchased, excluding legal services which are specifically excluded, through the Website, but shall NOT be authorized to award non-economic damages, such as for emotional distress, or pain and suffering or punitive or indirect, incidental or consequential damages. Each party shall bear its own attorneys‘ fees, cost and disbursements arising out of the arbitration, and shall pay an equal share of the fees and costs of the arbitrator and AAA; however, the arbitrator may award to the prevailing party reimbursement of its reasonable attorneys‘ fees and costs (including, for example, expert witness fees and travel expenses), and/or the fees and costs of the arbitrator. Within fifteen (15) calendar days after conclusion of the arbitration, the arbitrator shall issue a written award and a written statement of decision describing the material factual findings and conclusions on which the award is based, including the calculation of any damages awarded. Judgment on the award may be entered by any court of competent jurisdiction. By agreeing to this binding arbitration provision, you understand that you are waiving certain rights and protections which may otherwise be available if a claim or Dispute were determined by litigation in court, including, without limitation, the right to seek or obtain certain types of damages precluded by this arbitration provision, the right to a jury trial, certain rights of appeal, the right bring a claim as a class member in any purported class or representative proceeding, and the right to invoke formal rules of procedure and evidence.

 Claims or Disputes must be filed within one (1) year. To the extent permitted by applicable law, any claim or Dispute under these Terms must be filed within one (1) year from the date of the cause of action. If a claim or dispute is not filed within one (1) year, it will be permanently barred.

 Equitable Relief. You agree that we would be irreparably damaged if these Terms (including any policies or supplements incorporated herein) were not specifically enforced. Therefore, in addition to any other remedy we may have at law, and notwithstanding our agreement to arbitrate Disputes, we are entitled without bond, other security, or proof of damages, to seek appropriate equitable remedies with respect to your violation of these Terms in any court of competent jurisdiction.

 Jurisdiction and Forum. You agree that any arbitration as described in the proceeding sections shall be held in the courts of competent jurisdiction sitting within Fulton County, Georgia (the "Forum"), and judgment on the award rendered by the arbitrator may be entered by any court having jurisdiction thereof.

Refund Policy

Due to the nature of the information being provided, there are absolutely no refunds unless stated otherwise.

Miscellaneous Provisions

If any provision(s) of the Terms is held to be invalid, illegal or unenforceable, the remaining provisions shall be severable and enforceable. In addition, in such event the unenforceable or invalid provision shall be deemed to be modified to the extent necessary to (i) render it valid and enforceable and (ii) give the fullest effect possible to the original intent of the provision.

The Terms may not be assigned by you without Nebo Law’s prior written consent, however, the Terms may be assigned by Nebo Law in its sole discretion.

 The Terms are the final, complete and exclusive agreement of the parties with respect to the Website offered by, and the products and services sold by Nebo Law.

 The failure of Nebo Law to exercise or enforce any right or provision hereunder shall not operate as a waiver of such right or provision. Any waiver of the Terms by Nebo Law must be in writing and signed by an authorized representative of Nebo Law.

 If you have questions about these Terms or need to reach us for any reason, please visit our Contact Page.